Author Archives: Fehmeen Khan

About Fehmeen Khan

Hi, I'm a microfinance blogger who is generally interested in the field of microfinance from a theoretical and practical point of view.

Microfinance – The Positive Ripple Effect

Fehmeen blogs at Loans and Lifestyle – a blog about the role of loans in our lives. Microfinance spread across the global economy like a gentle yet noticeable wave a few years ago and led to empowerment of the lower class in more ways than one could imagine. Since microcredit is a financial tool, one would imagine the benefit delivered would be limited to monetary gain, but the social nature … Read More >>

Preventing Fraud in Mobile Banking

Fehmeen blogs at Loans and Lifestyle – a blog about the role of loans in our lives. One of the reasons mobile banking has quickly penetrated developing countries such as Kenya and the Philippines is because the formal financial sector has failed to tap into a huge market composed of the unbanked population. While this phenomenon does wonders for improving financial access for the poor, it also threatens the stability … Read More >>

Three Innovations in Micro-Savings

This guest post was written by Fehmeen, who blogs at Loans and Lifestyle – a blog about the role of loans in our lives. Micro-savings are perhaps as important is microcredit, if not more, because they help create a financial buffer that reduces the economic volatility of the poor. Realizing the potential benefits of micro-savings, many microfinance institutions are showing interest in developing this service. A recent post published my … Read More >>

Fehmeen blogs at Loans and Lifestyle – a blog about the role of loans in our lives. Ever heard of interest-free loans in microfinance? Probably not, because some microfinance institutions need to cover their expenses and others are in it for the money. But Seeds for Development, which is a UK-based microfinance charity specializing in micro crops, is different because interest rates play no role in their business model. I … Read More >>