Offering the ideal of “private property for all,” Prisma is a microlender registered as a U.S.-based international holding company offering financial services in Latin America. Its principal business operations are making loans to “unbanked” customers that are ignored by the mainstream finance sector. Prisma makes loans, at risk-adjusted market rates, from USD 50 to USD 15,000. Application for services is open to anyone.

In Nicaragua in 1995, the two entrepreneurs founded the predecessor to Prisma with $1,000 in personal start-up capital and a $4,000 loan from an American businessman, George Kraus, who is now a Board Member. Prisma has always operated as a business, never accepting donations or subsidies.
Prisma’s vision is that 1% of the stock and bond portfolios held by the investing public will be invested in microfinance as a certified asset class in order to eradicate poverty by creating wealth.

Prisma has operations in the US, Honduras and Nicaragua and offers great internship opportunities for people looking to get a start in microfinance. Interns’ benefits include hands-on microfinance industry experience, direct interaction with Prisma’s CEO and senior management and the opportunity to make a visible contribution to a vibrant, growing company that is making a difference.

Products:
Prisma offers a variety of products designed to meet the needs of its clients:
-Micro, Small and Medium sized Business Loans
-Home & Home Improvement Loans
-Consumer & Auto Financing Loans
Most loans are issued in partnership with other institutions such as employers and civic associations.